i think i need to do some financial planning. to start off, maybe can consider coming up with my own balance sheet, cashflow statement and statement in changes in equity to judge my worth.

C*** H** P***

Balance sheet

As at 20 April 2008

Assets
Cash on hand........................................***
Textbooks............................................200
depreciation-txtbks............................(100)
Intangible assets-uni degree.............18,000

Liabilities
Long term bank loan...........................16,000
Provision for birthday presents.........???
Provision for FOC camp.......................100
Provision for shopping..........................???

Equity
share equity...........................................0
Retained earnings.................................0

an rough incomplete one preview to the actual. a more comprehensive financial statement may be issued next year since C*** H** P*** cannot survive on financing through debt. seems like dividends or shares may need to be issed soon. haiz